Note: tax rules and rates change, and every doctor’s situation differs. Treat this as a plain-English overview, and confirm your VAT treatment and income-tax liability with a chartered accountant or a registered income-tax practitioner.
Two different taxes, often confused
Chamber doctors run into tax in two separate places, and it helps to keep them apart:
- VAT on what you buy — the 15% Value Added Tax charged on taxable goods and services, including software subscriptions, and documented with a Mushak 6.3 challan.
- Income tax on what you earn — the tax on your professional income from chamber fees, filed annually with the National Board of Revenue (NBR).
VAT and the Mushak 6.3 challan
Bangladesh’s standard VAT rate is 15% under the Value Added Tax and Supplementary Duty Act, 2012. A software subscription is a taxable supply, so a VAT-registered vendor adds 15% at checkout and issues a Mushak 6.3 (মূসক-৬.৩) — the official VAT invoice showing the vendor’s Business Identification Number (BIN), the service, the value and the VAT. That challan is not just paperwork: it is your evidence that the subscription is a legitimate, VAT-paid business expense. Prescriply, for instance, lists plan prices exclusive of 15% VAT and provides a Mushak 6.3 challan with its BIN on every paid plan.
Income tax on chamber earnings
Your consultation fees are professional income, and they are taxable. The mechanics are ordinary — annual return to the NBR, tax at the applicable slabs on income after allowable expenses — but the practical difficulty for a chamber doctor is knowing the number. If you sit in three chambers on three different terms (keep all of one, a 60/40 split in another, a fixed monthly rent in the third), your true annual professional income is the sum of what you actually kept across all of them. Reconstruct that from memory and paper slips at year-end and you will either overpay or expose yourself to a compliance question.
Keep the records clean all year
The fix is not heroics in March; it is a record that builds itself. Practically, that means:
- tag every visit to a chamber and a fee as it happens;
- apply that chamber’s share model (FULL, SPLIT or RENT) automatically;
- keep a running per-chamber and per-month total of what you actually collected and kept; and
- be able to export an annual summary you (or your accountant) can file from.
This is exactly what Prescriply’s chamber settlement does: it settles each visit’s fee to the paisa, tracks outstanding (unpaid) fees, and produces the per-chamber income statement and annual summary — so income-tax season becomes a report, not a reconstruction. Read more on how chamber income & settlement tracking works, or see the sourced figures on Bangladesh’s practice landscape in our 2026 data report.
Frequently asked questions
What is Mushak 6.3?
Mushak 6.3 (মূসক-৬.৩) is the VAT invoice (tax challan) that a VAT-registered supplier in Bangladesh issues to a buyer for a taxable supply, under the Value Added Tax and Supplementary Duty Act, 2012. It records the supplier's Business Identification Number (BIN), the goods or service, the value, and the VAT charged. When you buy software on a paid plan from a VAT-registered vendor, you should receive a Mushak 6.3 challan showing the 15% VAT you paid — keep it as your proof of a business expense.
Do I pay VAT on prescription or chamber software?
Generally yes. The standard VAT rate in Bangladesh is 15%, and software or SaaS subscriptions are taxable supplies, so a VAT-registered vendor adds 15% VAT at checkout and issues a Mushak 6.3 challan with its BIN. Prescriply, for example, lists its plan prices exclusive of 15% VAT and provides a VAT invoice with its BIN on every paid plan. Confirm the exact treatment for your situation with a tax professional, as rules and exemptions change.
How is a chamber doctor's income taxed in Bangladesh?
A doctor's professional income — including fees earned across chambers — is subject to income tax, and doctors are generally required to file an annual return with the National Board of Revenue (NBR). Your taxable income is broadly your professional receipts minus allowable expenses, and the tax is charged at the applicable slab rates. Because your fees are spread across multiple chambers on different terms, the hard part is usually knowing your true per-chamber and total income for the year — which is exactly what clean records solve. This is general information, not tax advice; a chartered accountant or income-tax practitioner can compute your actual liability.
Why do per-chamber income records matter at tax time?
Two reasons. First, you cannot compute taxable professional income accurately if your fees, splits and rents are scattered across paper ledgers and memory — you either over-report (and overpay) or under-report (a compliance risk). Second, a clear record of what each chamber kept (a SPLIT percentage or a fixed RENT) and what you actually collected supports your figures if they are ever questioned. A per-chamber, per-month income statement turns tax season from a reconstruction exercise into a report you can hand over.
How does Prescriply help with VAT and income records?
For VAT on what you buy: Prescriply issues a Mushak 6.3 VAT challan with its BIN on every paid plan, so your subscription is a documented business expense. For your own income: Prescriply tags every visit to a chamber and applies that chamber's FULL/SPLIT/RENT settlement automatically, then rolls it into a per-chamber and per-month income statement plus an annual summary — the figures you (or your accountant) need to file, without a spreadsheet. It does not file your return or give tax advice; it gives you clean, defensible numbers.
The bottom line
Keep the Mushak 6.3 challan for every subscription you buy — it documents your VAT-paid expense. And keep clean, per-chamber income records through the year so your annual return reflects your real professional income. Software can produce both for you; only a qualified professional can tell you your exact liability. Start with the pricing page to see the VAT-inclusive cost, or try the free plan and generate a settlement report from your own visits.